Processing Overview: Global Prepaid Card Solutions
The CardMarte Total Card Management System (TCMS) is a highly secure, comprehensive global network of banking partners, processing services, card programs and mobile banking solutions developed over many years. Unlike other prepaid card program providers, we offer more value-added services, faster program implementation and mobile banking for the widest range of users. All of these components comprise the highly trusted CardMarte Global Prepaid Card Solutions.

Banking Network CardMarte has created a network of partner banks to allow us to deliver global payment solutions for our prepaid card program.

Global Recash Load Stations allow users to load cash onto their cards wherever they see the Global Recash symbol shown above.

Global Card Services via the Web, using IVR or through Customer Service, make it easy for users or secondary cardholders to manage their UniBancard Prepaid MasterCard cards.

Prepaid Card Programs are the foundation for delivering technology to issuers of prepaid cards with rapid deployment for existing or new card products.

Global Processing means we can handle processing for multinational cardholders through the CardMarte Processing Center with a secure cardholder database linked to our partner banks.

CardMarte Servers are co-located with redundant processors for maximum security and uptime.

UniBancard Prepaid MasterCard is our prepaid card platform for rapid program delivery. The UniBancard Prepaid Card allows employees to receive payroll through direct deposit to their cards. Primary cardholders may also share money with friends and family by requesting secondary cards.

Services & Support via the Customer Service Center screens for specific identification to comply with regulatory guidelines while making it fast and easy for un-banked customers to begin transacting business. We comply with government and international standards such as OFAC (Office of Foreign Assets Control) for the US Treasury, USA PATRIOT Act (Anti-Money Laundering), and Executive Order 13224 (International Terrorist Financing Controls).

Mobile Banking supports mobile solutions for managing your money. Our services provide solutions for people who cannot go online or go to a money transfer location. CardMarte certifies devices with specific vendors for optimal compatibility and functionality so that our cards work with most phones found around the world. We provide dual security levels that use a mobile phone as a proxy for password protected card management for the most secure, convenient way to manage and share your money.